Sure, you need a membership, but did you know there's a way to get $20 to spend when you sign up for a Costco 1-Year Gold ...
StackSocial is giving you a $20 credit with the purchase of a Costco membership; check out how you can apply to get it ...
TL;DR: Sign up for a 1-Year Costco Gold Star Membership for $65 and get a $20 Digital Costco Shop card to spend however you want. Where do you shop for groceries? How about clothes? Electronics?